An easy-to-use tool designed to help you understand your debt repayment journey and create a personalized plan to get your balance to zero. Enter your current balance, APR, issuer and monthly payment to see how long it will take to pay off your balance and how much you'll pay in interest. Find out the difference in interest between a fixed payment and the minimum credit card payment with Bankrate's financial calculator. You'll find a few different methods that may help you decide which credit card balance to pay first and some factors to consider when implementing one of these. Calculate the credit card interest you'll owe for a given balance and interest rate. Choose your monthly payment and learn the payoff time.
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